What are the benefits of a variable rate loan?
Should I get a 15-year or a 30-year fixed rate loan?
Why must I pay private mortgage insurance (PMI)?
How does a loan get paid?
Am I obliged to accept a loan offer?
How do you get lenders to compete for my loan?
Who are your lenders?
What is your privacy policy?

What are the benefits of a variable rate loan?
Different loans are for different needs. If you think you will be living in your new home for seven years or less, we can lower your monthly payment by using a variable rate product.

Should I get a 15-year or a 30-year fixed rate loan?
If you can afford the higher payments of a 15-year loan, you could save thousands of dollars in interest payments over the life of the loan. Your income and your tax situation should also be considered. If you are unsure, a quick call to your accountant would be advisable.

Why must I pay private mortgage insurance (PMI)?
PMI is a tool that lenders use to lower the risk that you won't pay your loan. There are several useful ways to avoid paying this insurance premium that many consider unwanted or unnecessary. Let us know if you would like us to consider
these alternatives as we plan your loan.

How does a loan get paid?
DBH Loan Services does not charge you, the consumer, any fees for its services. Our fees are paid directly by the lender. You will pay the lender directly for their closing and loan processing costs.

Am I obliged to accept a loan offer?
There is no requirement that you accept a loan offer that is made to you. Once you do
accept an offer, you may be required to pay a fee to the lender in order to begin processing your loan.

How do you get lenders to compete for my loan?
We always try to send your loan application to as many lenders as possible. Since our
lenders do not know how many other companies might be interested, they must make a competitive offer if they wish to obtain your business!

Who are your lenders?
We utilize a wide assortment of the most successful and respected lenders in the country. You are probably familiar with most of their names. Those you are not familiar with may
only specialize in certain types of loans, but they are all committed to offering the best
service and rates possible.

What is your privacy policy?
We promise to treat all your private information with confidence and to maintain your
privacy throughout the entire loan acquisition process. To read our privacy policy for further information, click here.